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Home Loans

Your homebuying journey made easy.

Choose your path and we’ll guide you through the mortgage process.

Schedule Your Free Consultation

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Purchase

Pre-Approval

Get a better idea of your monthly payment, and interest rate for the home you have in mind.

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Full Application

You've found a home and are ready to get a personalized mortgage solution.

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Refinance

Rate and Term

Refinance your existing mortgage. Benefits may include lowering your rate or monthly payment or changing the term of your loan.

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Cash Out

Utilize the equity in your home. You might want to consolidate debt, renovate your home, pay for college tuition or just take that long awaited vacation.

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Use My Equity

Home Equity Loan

Utilize the Equity in your home to help you meet your financial goals.

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Home Equity Line of Credit (HELOC)

Utilize the Equity in your home for your financial needs. A Home Equity Line of Credit will allow you the flexibility to utilize your equity when you need it by providing you a line of credit.

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Construction

Refinance Construction to Permanent

The borrower is the owner of record on a lot but wishes to refinance the land along with the construction.

The borrower wants to buy land and build at the same time.

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Refinance Construction to Permanent

The borrower is the owner of record on a lot but wishes to refinance the land along with the construction.

Get Started

Why Choose Guardian Credit Union Home Loans?

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100% Online

Streamline your home purchasing and refinancing experience anytime, anywhere, using our advanced technology.

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Guided Experience

Our industry-leading technology and team will support you at every step of your home financing journey.

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Education

Education references available to assist you in your home buying or refinancing experience.

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Expert Advice

We are here to assist you if you have questions or would just like to speak to one of our experienced Loan Officers.
334-386-9711

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Resource Center

We provide you with comprehensive resources and expert insights to guide you every step of the way.

Learn everything you need to know about buying a home.

Explore Resources

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Still Have Questions?

Let Us Contact You

Have a home mortgage consultant call you back or schedule your free consultation.

Schedule Your Free Consultation

Talk to a Loan Officer

334-386-9711

Mon-Fri • 8am – 5pm CST

Email: homeloans@myguardiancu.com