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Lady checking Guardian Online Banking on her laptop

Mobile Banking


Access your Guardian Credit Union account anytime, anywhere with the Guardian Mobile app. Our mobile app is available for both Apple and Android devices. Download the Guardian App on your Apple Watch as well for a quick balance check.

Guardian Mobile App Features

Secure Sign-On
Use your Face ID or password to login to your Guardian App.

Account Number Details
Easily access your member number, full card details, and complete account numbers required for ACH transactions.

Automatic Bill Pay
Set up your Automatic Bill Pay online one time for recurring bill payments at no charge to you.

Mobile Deposit Capture
Use the Guardian mobile app to deposit checks whenever from wherever. Make sure to properly endorse the back of your check by signing your name and writing your account number as well as "For mobile deposit only."

Mobile signature illustration image


All checks deposited via mobile app that do not include the phrase "For mobile deposit only" in the endorsement area may be rejected. Mobile Check Deposit is free. 

Checks deposited via the Guardian mobile app are subject to a multi-day hold. For more details, read our Mobile Deposit Capture Terms & Conditions.

Transfer Funds to Other Guardian Members
Transfer money to other Guardian members from the mobile app.

Loan Payments
Transfer money directly to any Guardian loan to make your monthly payment. You can also set up recurring transfers so you don’t have to remember to do it.

Card Control
Easily activate new cards in the app—no need to call, just a few clicks and you're ready to go (excludes reissued cards). Plus, take control of your spending with customizable transaction limits, location-based restrictions, and category-specific controls for added security and peace of mind. 

Easily place a hold or cancel a lost/stolen Guardian debit or credit card, and set travel access when you are out of town—all from the mobile banking app.

Mobile Wallet Enrollment
Easily add your card to your mobile wallet directly from the app, skipping manual entry and extra verification steps. 

Digitally Issued Card
Get instant access to a temporary digital card for online purchases or mobile wallet use while waiting for your physical card to arrive. 

Change Address
Update or change your account address.

Fingerprint Balance Check
With our fingerprint login, you can quickly check your account balance without opening the Guardian mobile app.

Location Search
Find the nearest Guardian Credit Union branch or fee-free ATM within the Shared Branches Network.

Credit Score Monitoring with the Savvy Money Credit Score Tool
You can keep an eye on your credit score with the Credit Score Tool, an application that taps into your credit history to provide a clear picture of your credit score without being penalized for checking.

  • Credit score analysis
  • View credit score history
  • Credit report
  • Receive alerts about your credit score and report

Alerts
Stay informed with real-time alerts for account activity, including logins, information updates, and transactions. Now with more specific alerts, you can set notifications based on transaction limits (per transaction or monthly), transaction types (in-store, online, etc.), and merchant categories (gas stations, ATMs, grocery stores, etc.) for greater control and security.